ALC - Epic
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Optimism for Q4?
Three Things We’re Hearing
- Consumer lending executives are cautiously optimistic
- Student lending activity still lags
- Further
Delinquency Ticking Up?
Three Things We’re Hearing
- Marketing spend is down across all channels and categories
- Travel reward card issuers respond to a...
Three Things We’re Hearing
Three Things We’re Hearing
- Credit card mail volume at lowest level in decades?
- Personal loan volume plunged as well
- $2...
Three Things We’re Hearing
Three Things We’re Hearing
- Possible good news coming?
- Asset quality trends are misleading
- Credit card growth has stalled
Three Things We’re Hearing
Three Things We’re Hearing
- Personal loan rates are in flux
- Student lending is approaching peak season with a big question
- ...
Five Things We’re Hearing
Five Things We’re Hearing
- Banks are backing off from new deposits while consumers are still interested
- Mirroring the broad...
Four Things We’re Hearing
Four Things We’re Hearing
- Credit card acquisition marketing (unsurprisingly) plummeted in April
- As did marketing for Personal...
Three Things We’re Hearing
Three Things We’re Hearing
- Credit card spending is rebounding from a late March dive
- Acquisition marketing for consumer financial...
Four Things We’re Hearing
Four Things We’re Hearing
- 64% of consumers are using digital banking services more than pre-pandemic
- Two-thirds of colleges are ...