ALC - Epic
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Signs of Life for Travel Cards
Three Things We’re Hearing
- Travel rewards cards are not dead!
- Checking and savings acquisition spending picks up
- Student...
American Express Sets the Pace!
Three Things We’re Hearing
- American Express sets the pace
- Personal loan mail volume lags
- What’s on the horizon for asset...
Point of Sale Lending is Growing
Three Things We’re Hearing
- Point of Sale (POS) lending is growing
- Education lending bucks the downward trend
- No movement yet...
Credit Card Mail Volume Recovering
Three Things We’re Hearing
- Credit card mail volume recovering
- Personal loan mail volume steady
- Acquisition spending up...
Personal Loans Rising for Home Improvement
Three Things We’re Hearing
- Consumers increasingly use personal loans for home improvements
- Local banks are a surprisingly popular...
Personal Loan Acquisitions Trending Up
Three Things We’re Hearing
- Personal loan online acquisition perked up in July
- Credit Card mail volume edges up
- Student loan...
A Look at USPS Delivery Trends
Three Things We’re Hearing
- But what about the mail?
- Credit card balances continue to shrink
- Consumer spending is back, but ...
Cards are Opportunity for Local Banks
Three Things We’re Hearing
- Areas of opportunity for local banks
- Advertising spend down across channels
- Auto insurance...
What drives consumers to switch banks?
Three Things We’re Hearing
- Consumers rarely switch checking accounts – branches matter
- Is small business lending headed for a ...