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Restaurants typically have $40,000-$200,000 worth of equipment in the kitchen alone. As with other expensive assets, obtaining insurance to cover losses in the event of equipment failure is essential. Adding equipment breakdown coverage to your restaurant insurance policy provides peace of mind and financial protection.
With a few exceptions, establishments serving food need restaurant insurance, but policies vary based on the business’s size, scope, and risk profile. We will explain the types of restaurants that need food insurance and the coverage options. Then, you can take the steps to get the coverage necessary to protect your restaurant and employees.
The restaurant industry has struggled to recover from the losses caused by the COVID-19 pandemic. In early 2023, there were almost 2 million unfilled jobs in the hospitality and leisure industry, with many former employees switching to office jobs.
Imagine the excitement of owning your own restaurant chain, as you move forward with this decision that surely has a lot of thoughts running through your mind. Don’t let obstacles derail your dream – take control with tailored restaurant insurance programs that shield your business from liability risks.
Running a restaurant can be a fulfilling enterprise. However, it’s not without its share of risks. From food-borne illnesses to slips and falls, a single unfortunate incident can result in hefty legal costs that could cripple your business. This is where liability insurance for restaurants comes in.
There are many types of family entertainment centers (FECs), from waterparks to arcades. Identifying the FEC sub-sector your establishment may fall within is essential when determining your specific risks (and insurance needs).
The restaurant industry carries certain risks that other industries do not have to the same extent. We take a close look at the risks of operating a restaurant without a reliable restaurant insurance policy.
Bar owners are at greater risk than other establishments of facing lawsuits alleging that they are responsible for an assault and battery incident. The good news is bar owners can protect themselves and their establishments with a reliable assault and battery insurance policy for bar establishments.
There are steps you can take to mitigate the risk of alcohol-related incidents if you serve alcohol to patrons. However, there is no way to eliminate your legal and financial risks. If you own an establishment (restaurant, bar, nightclub, etc.) that serves alcohol, then you must protect your business with liquor liability insurance.
Employee benefits liability insurance allows employers to protect themselves and their company from claims and lawsuits made by employers. In this review, we explore the role of employee benefits liability insurance in protecting companies, highlighting how it is defined, the benefits that are included and more.