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When considering business insurance needs, the obvious coverages are first on many checklists. Businesses typically need insurance to protect the company, any company-owned or leased property and the company’s employees.
If COVID-19 and the eruption of monkeypox have shown us anything recently, it is that being properly prepared is key. Even if you or your loved ones are fortunate enough to avoid these illnesses, other ailments or injuries can occur resulting in appointments, prescriptions and possibly more complex procedures.
Life insurance is a way to provide your family and loved ones with financial security in the event of your passing, and a way to pay for too often inflated funeral costs. It can seem to be an added expense from which you never directly benefit; however, there are ways that you, the policyholder, can benefit while you are still alive.
Healthcare in America, especially reproductive healthcare, is a patchwork system of states’ rights vs. private insurance companies vs. employer-funded healthcare. With the Supreme Court removing down Roe v. Wade on a federal level, states, insurance companies and employers are scrambling to deal with the fallout.
Any savvy restaurateur knows that Food & Beverage is a machine of moving parts; therefore, having the right food and beverage insurance is paramount. Comprehensive insurance for your bar, restaurant or manufacturing settings can protect your business from various situations, such as spoilage, equipment malfunction or assault.
If you are in an accident, you will quickly learn what you have, or have not, been paying for with your insurance. It is important to understand exactly what coverage you have chosen, and what limits you have set.
Medical payments coverage, often called MedPay, helps pay for any medical expenses that result from an auto accident. This covers everything from funeral costs to medical treatment, regardless of who caused the crash.
If you are considering purchasing Garage Keepers insurance or Garage Keepers Legal Liability Insurance, it is important to consider how much you need to cover and a realistic idea of your budget.
Cars can be expensive, especially when repairing one after an accident. During the period of repair, you could be facing an extended period without a vehicle. This can put a major strain on your finances and make it difficult to complete everyday tasks such as grocery shopping or getting to work.
All homeowners associations need an insurance policy, and some states even require it by law. There are many risks involved with operating an HOA, and the association must ensure that the board, the members and the HOA property are protected.