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The factors contributing to truck accidents are changing every year, from lack of sleep to using a cell phone while driving, and many are leading to record-breaking settlements. As a result, many major commercial fleet insurers have left this industry due to these excessive payouts.
Trucking insurance works to protect the cargo being transported, the actual truck, the trucker’s experience and the variety of dangers involved in trucking. Although having commercial trucking insurance is a must, even for an owner or operator of a small firm that requires trucking services, insurance options may feel limited.
As with the ingredients of every dining option on your menu, the types of insurance you need for your restaurant are varied and diverse. In addition to the standard coverages that any business should have, restaurants have very specific needs.
Every business needs insurance; however, while some types of insurance are universal, the specific coverage needs of each business will depend heavily on what services they offer.
There is a lot of excitement and apprehension the day you teen is able to drive a car. Once they have a learner’s permit, you will spend your days doing your best to coach your child on the road.
If you own a business within the food industry, having the right bar and restaurant insurance can be highly beneficial. One type of business insurance, bar and restaurant insurance, offers various add-ons, such as if food becomes spoiled and/or contaminated.
Natural disasters are reported to annually cause billions of dollars in home damage. Preparing your home before a disaster occurs can protect you and your home from expensive repairs after a catastrophic event. Potential damage to your home can also be lessened in severity when covered by insurance, or prevented altogether if you take the appropriate preventative measures.
Fire damage usually occurs unexpectedly, leaving you feeling overwhelmed and concerned about the trajectory of your business. Fortunately, there are steps you can take to reduce the stress and move forward.
Water can create many costly and even dangerous damages within your home. Some of the most severe damage includes that which is done to your home’s roof, the foundation and mold occurring anywhere in your home. While structural damage is visibly noticeable, this may not always be the case with mold, which can have many undesired effects on your health.
The main purpose of life insurance is to help those you care for pay any outstanding bills or funeral expenses in the event of your death. However, some life insurance plans have ways to provide cash benefits while you’re still alive. This can offer a way to supplement your regular income or act as a safety net in the event of a financial crisis.