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When most executives plan for retirement, they focus on things like asset allocation, tax efficiency, and healthcare. But there’s a silent risk that can quietly derail even the best-laid plans: inflation.

At WealthVisory, we begin our planning process with the SmartMethod, which focuses on a holistic approach to creating a financial plan that supports your goals and adapts to changes over time. While much financial advice focuses on what people should do to succeed in retirement, it’s just as important – if not more – to understand what not to do. There are mistakes that can have long-lasting consequences, affecting your financial stability and peace of mind. These blunders, if avoided, can protect the retirement you’ve worked so hard for.

As you approach retirement, deciding when to begin claiming Social Security benefits is one of the most important decisions you’ll make. While many retirees choose to start collecting benefits as soon as they are eligible, an increasing number are opting to wait until age 70. This strategy can result in a higher monthly benefit, but it’s important to carefully consider the pros and cons before finalizing your decision.

One of the most frequently asked questions in retirement planning is: “What’s the best age to start receiving Social Security benefits?” The answer depends on a variety of personal factors, and there is no universal approach that fits everyone.

At WealthVisory, we understand that market volatility and economic uncertainty can make investing feel overwhelming. However, navigating these challenges successfully requires discipline, patience, and a well-structured approach. That’s why our SmartMethod process is designed to provide clients with a holistic financial plan, helping them build confidence in their long-term investment strategies. Throughout history, some of the greatest financial minds have offered valuable lessons on avoiding common investment pitfalls. Here, we highlight the wisdom of three legendary investors and how their insights align with smart, long-term financial planning.

Planning for retirement is a fundamental component of financial security, and staying informed about annual contribution limits is essential to making the most of your savings opportunities. Each year, the IRS adjusts retirement account contribution limits to reflect inflation and economic conditions, providing individuals with the ability to grow their retirement funds efficiently. In 2025, these limits have increased, offering expanded opportunities for savers utilizing 401(k)s, IRAs, and catch-up contributions. WealthVisory integrates these updates into our SmartMethod approach, ensuring that every stage of your financial journey is optimized for success.

At WealthVisory, we recognize that financial success is about more than just growing your assets—it’s about ensuring long-term security, achieving personal goals, and navigating life’s transitions with confidence. That’s why we developed the SmartMethod, a holistic approach designed to help successful individuals and families make informed financial decisions without anxiety.