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The True Cost of Cancer

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Topics included the steady growth in the market, driven by employers switching to #selffunded from fully insured arrangements to finance their health benefits, a trend that is expected to continue. Also discussed was how the growth and evolution of healthcare brings certain challenges, including the demand for more tailored solutions, the need for better risk selection, and management of the growing volume of high cost and catastrophic claims. In addition to looking at how traditional stop-loss carriers are adjusting to new realities, the session covered the expanding roles of captives and reinsurers in the stop-loss segment.

What are Shareholder Rights?

Shareholders have rights to vote on corporate decisions. Shareholders can vote on a variety of company matters including company acquisitions, mergers or liquidations of company assets and voting in officers. Voting takes place when corporations have their annual meetings. They have the right to vote in person or by proxy if they can’t attend.

For more than 35 years, Steven Schwartzapfel, the founding member of Schwartzapfel Lawyers P.C., has been one of New York’s most prominent personal injury...

It only takes a few critically ill members or dependents to strain your Taft-Hartley plan’s financial assets or, worse, deplete the entire health and welfare fund.

With 95 years of experience serving the union marketplace, The Union Labor Life Insurance Company is a carrier you can trust. Our expert underwriters and staff understand what it takes to protect Taft-Hartley plans. We offer broad coverage, quick policy installations and customer service that does not end once you have purchased coverage. When large claims do occur, we provide access to leading professionals in the medical cost containment industry, to help you manage plan costs through cost-effective care alternatives.

My outlook for 2023 is, as it is every new year, optimistic. Together we’ve managed through the COVID-19 pandemic and its associated economic challenges, including global supply chain issues. Indeed, many of you have reported strong or recovering hours for your members. Here’s hoping that this trend continues in the coming year.

With tax-filing season in full swing, if you’re expecting a refund and plan to submit your taxes electronically and using direct deposit, the IRS says your refund...

For more than 35 years, Steven Schwartzapfel, the founding member of Schwartzapfel Lawyers P.C., has been one of New York’s most prominent personal injury...

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