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If you own a bar or tavern, you will want to invest in bar and tavern insurance that covers you in the event of any accidents. Whether it is related to an employee or patron, accidents happen, and the right coverage can prevent you from being devastated as a result.
When you have multiple insurance policies, it can be overwhelming to keep track of every policy across numerous providers. This is one reason many individuals and businesses choose to roll their different policies into one package.
The factors contributing to truck accidents are changing every year, from lack of sleep to using a cell phone while driving, and many are leading to record-breaking settlements. As a result, many major commercial fleet insurers have left this industry due to these excessive payouts.
Natural disasters are reported to annually cause billions of dollars in home damage. Preparing your home before a disaster occurs can protect you and your home from expensive repairs after a catastrophic event. Potential damage to your home can also be lessened in severity when covered by insurance, or prevented altogether if you take the appropriate preventative measures.
Any savvy restaurateur knows that Food & Beverage is a machine of moving parts; therefore, having the right food and beverage insurance is paramount. Comprehensive insurance for your bar, restaurant or manufacturing settings can protect your business from various situations, such as spoilage, equipment malfunction or assault.
All homeowners associations need an insurance policy, and some states even require it by law. There are many risks involved with operating an HOA, and the association must ensure that the board, the members and the HOA property are protected.
Homeowners Association Insurance coverage protects many aspects of your HOA, including the property, directors and officers and the people who live and serve in your community.
Owning a home can be stressful, especially for the first time. If you are considering purchasing a home or condominium, finding the right insurance is a considerable part of the process. In the city and suburbs, you may find many homes or condominiums that are part of a Homeowners Association.
Homeowners association (HOAs), specifically the HOA board, have legal and financial risks. If property damage, fire, theft, and/or claims of liability occur to or inside of covered property of the HOA, the HOA and possibly the board members, may be held liable financially and legally. Fortunately, HOA insurance offers a way to mitigate the risk for the HOA. This review discusses the basics of HOA insurance and provides a tentative guide as to how much your HOA can expect to pay in HOA insurance costs.
HOA insurance is one of several fees that homeowners who live in an HOA community pay for, indirectly, through their association fees or dues. If the association needs HOA insurance, you may wonder what the purpose of that insurance policy is and what exactly it covers. This review discusses HOA insurance in greater detail, explaining why it is required, the benefits of an HOA insurance policy and more.